Terms of Use for the Mobile Banking App of Zuger Kantonalbank

Terms of use

By accessing the information, services and contents – hereafter referred to as “Information” – via the Mobile Banking App of Zuger Kantonalbank (hereafter referred to as “ZGKB”) you declare that you have understood and acknowledged the following terms of use and legal information. Otherwise, you refrain from using the Mobile Banking App from accessing the Information.

1. Circle of addressees

This Information is addressed solely to natural and legal persons as well as partnerships and corporations with residence or domicile in Switzerland. In particular, this Information is not designated for persons subject to a jurisdiction that prohibits (due to the respective person’s nationality, its residence or other reasons) the publication of and/or access to such Information. This applies, in particular, for persons with residence in, or citizenship of, the US (socalled U.S.-Persons).

2. Copy right

The sole copyright relating to all contents of this App as well as for the manner of display is held by ZGKB (all rights reserved). A re-utilization of these elements is only permitted for information purposes. Therefore, without express content of ZGKB, any further publication (in electronic, written or other form) or other use of the contents as well as of the logos – for any purpose but, in particular, for public or commercial purposes – is strictly prohibited.

3. Investment information/ no offer

The Information accessible via the Mobile Banking App on investment products constitutes neither a solicitation nor an offer or recommendation for the purchase or sale of investment instruments or for the effecting of other transactions or for the conclusion of legal transactions of any kind. The Information does in no case replace the personal advice of qualified specialists, and no investment or other asset decisions should be taken solely based on the Information in this App. Investors interested in a specific investment product are requested to carefully read the complete product documentation and the brochure “Special risks in securities trading” of the Swiss Bankers Association SwissBanking before taking the investment decision.

4. No warranty

ZGKB accepts no responsibility and gives no guarantee to the effect that the functions of the Mobile Banking App will not be interrupted or will be free from errors or that errors will be rectified, respectively. In addition, ZGKB reserves the right to modify or delete the Information of the Mobile Banking App or to fully discontinue the service at any time. To take advantage of the best possible functionality and protection as well as current Information, possible updates of the Mobile Banking App have to be downloaded and installed.

5. No representation

The Information used in this App originates from sources that ZGKB considers as being reliable. Despite careful processing ZGKB does not assume any liability and responsibility for the accuracy, correctness, completeness and currentness of the Information shown. The Information may be modified without notification at any time.

6. No liability

Any liability of ZGKB (including negligence) for damages or consequential damages resulting from the use of the App as well as the access or use of the Information accessible via the Mobile Banking App (or the impossibility of the use or the access, respectively) is excluded.

7. No security of data transfer

When you use the Mobile Banking App, your data is transmitted via an open, publicly accessible network (internet or telephone network). As a consequence, data may be transmitted across borders even if you and ZGKB are located in Switzerland. This comprises, in particular, the following risks: The data may be intercepted and viewed by third parties which allows such third parties to draw conclusions about a possibly already existing or future banking relationship between you and ZGKB. ZGKB also expressly points to the threats of viruses and the possibility of targeted hacker attacks.

8. Protection of personal data

ZGKB does not collect any personal data via the Mobile Banking App unless you expressly make available this data to the ZGKB by means of a form or in another manner. In these cases ZGKB may use your personal data for the marketing of products and services that ZGKB may consider to be of interest for you. By the use of the Mobile Banking App, Apple or Google obtain certain personal data that may be further processed by these companies. Refer in this respect to the general terms and conditions for the App Store or Google Play Store in particular, the relevant data protection provisions.

9. Links to external information

Information linked to by the Mobile Banking App are entirely outside of the influence of ZGKB and, therefore, ZGKB does not assume any liability for the correctness, completeness and legality of the content as well as for possible offers and/or services contained therein. Connecting to this information is at your own risk.

10. Cost

Downloading the Mobile Banking App is free of charge. ZGKB also makes available the Information accessible via the Mobile Banking App free of charge. Please note, however, that the download and further use of the Mobile Banking App may result in costs for the download of data. Clarify this question with your provider.

11. Applicable law, jurisdiction

Access to the Information and its use, as well as the present terms of use, are exclusively governed by substantive Swiss law. Should the use of the Mobile Banking App result in a legal relationship, substantive Swiss law also applies exclusively. Exclusive place of jurisdiction is Zug.